Privacy Policy

Crystal Point Finance Limited (“Crystal Point Finance” or “we”) understands the importance of privacy in relation to your personal information. Data privacy and your trust are our top priorities, and in this Privacy Policy, we explain what information will be collected from you when you access or use our website (www.crystalpointfnc.com) (the “website”), how such information will be used, and the very limited ways your information may be shared. Please read this Privacy Policy carefully to understand our policies and practices regarding your information, as you agree to this Privacy Policy by accessing and using the website. If you do not agree with our policies and practices, please do not access or use the website. This Privacy Policy forms part of our Terms of Use.

For the purposes of this Privacy Policy, “Personal Information” is information relating to an identified or identifiable individual, does not include de-identified or aggregated information and, to the extent permitted by law, does not include publicly available information that is lawfully made available to the general public. This Privacy Policy does not apply to Personal Information collected from employees or candidates for employment with Crystal Point Finance.

Various types of information from and about users of the website may be collected depending on how they are using the website, including:

Personal identification information about you, such as your name, address, phone number, and email address;

Any other information you voluntarily provide on the website; and

Information about your internet connection, the equipment you use to access the website, and website usage details

You directly provide us with most of the data we collect. Data are collected and processed when you:

Enter information into the website;

Voluntarily complete a customer survey or provide feedback on any of our message boards or via email;

Use or view our website via your browser’s cookies; or

Navigate through the website. We collect generic information about your usage and equipment automatically, such as usage details, IP addresses, web browser preferences, and information collected through cookies and other tracking technologies. Although we do not correlate tracking information to individuals, some information collected, such as IP addresses, will be unique.

The information collected or provided by you, including your Personal Information, may be used with a variety of purposes, such as to:

Provide services through the website, authenticate your access to the services and provide analytics services;

To provide you with information, products, or services that you request from us;

Operate, maintain, improve, and administer the website;

Respond to your inquiries, questions and requests;

Communicate with you about your activities on the website;

Evaluate and improve our services, manage our business, conduct performance analysis and research, and enhance user experience;

Detect security incidents, protect against malicious, fraudulent, deceptive or illegal activity, and prosecute those responsible for such activity;

Comply with applicable laws and regulatory requirements, or as requested by government or regulatory authorities; and/or

In any other way we may describe when you provide the information.

We use administrative, physical and technical security safeguards to protect the Personal Information collected and processed. Our security controls are designed to maintain the confidentiality, integrity and availability of your Personal Information and to protect against reasonably anticipated threats. If you believe that your data is no longer secure, please contact us using the information provided in the “Contact Us” section on the website.

Although we use our best efforts to protect your Personal Information, the transmission of information via the internet is not completely secure. We cannot guarantee the security of your Personal Information transmitted to the website. Any transmission of Personal Information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the website.

You may be entitled to certain rights relating to your Personal Information. For example:

Request us for copies of your personal data. We may charge you a small fee for this service.

Request to correct your Personal Information collected which you believe is inaccurate.

Request to know the details or categories of Personal Information we have collected from you.

Request to delete the Personal Information we have collected from you. We may deny your request under certain circumstances, such as if the maintenance is required by laws and regulations.

Restrict or object to the processing of your Personal Information for legitimate reasons relating to your particular situation, except such processing is required by laws or regulations.

Request that we transfer the Personal Information that we have collected from you to another organization, or directly to you, under certain conditions, and in compliance with applicable laws and regulations.

If you wish to make a request, please reach out to us using the information provided in the “Contact Us” section on the website.